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Glossary · from the DESK dictionary

Savings Plan

An arrangement in which an investor invests a fixed amount at regular intervals, typically monthly, in an investment product such as an ETF or fund.

In plain words

The practical implementation of the cost-average effect in long-term, disciplined wealth building.

What it means for traders

A fundamental practical concept, in long-term, passive wealth building.

Common pitfalls

With very small savings amounts, recurring purchase fees can have a proportionally much larger impact.

Related terms

Lump-Sum Investment · Withdrawal Plan · Investment Savings Plan

From the DESK dictionary. For information only, not investment advice.

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DESK is a research tool and not investment advice. Page generated: 2026-10-12.