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Data · United States · Bonds

10-year Treasury yield: 5.21%

The yield on 10-year US Treasury securities (constant maturity) was 5.21% on October 13, 2026 (-3 bp on the day). It is the benchmark for long-term interest rates worldwide, mortgages included. Source: Federal Reserve Board, H.15 release.

10-year yield

5.21%

October 13, 2026

Previous day

5.24%

October 9, 2026

A year ago

4.05%

October 10, 2025

Change in a year

+116 bp

basis points

Yield over the last year (weekly)

October 6, 2025October 13, 2026

Explained: How the Fed sets interest rates, explained in 60 seconds

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Frequently asked questions

What is the 10-year Treasury yield today?

On October 13, 2026 it was 5.21% (Federal Reserve, H.15).

Why does the 10-year yield matter?

It shows what the market charges for money over ten years. Mortgages, corporate bonds and stock valuations take their cue from it.

What moves the 10-year yield?

Mainly expected Fed policy rates, inflation expectations and demand for safe assets.

Source

Federal Reserve Board, H.15 Selected Interest Rates, market yield on US Treasury securities at 10-year constant maturity (RIFLGFCY10_N.B). Public domain; source: Board of Governors of the Federal Reserve System. www.federalreserve.gov

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Inflation, explained · How the Fed sets interest rates, explained · Recession, explained · The euro, explained

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DESK is a research tool and not investment advice. Page generated: 2026-10-16.